The most Frequently Asked Questions about gaining Business Finance with Ortus

To help you with the application process, we have compiled a list of our most Frequently Asked Questions, Whether you are confused about Unsecured Business Loans, unfamiliar with Secured Business Loans or not sure if Equipment Leasing is the most suitable option for your needs, we hope our list of top questions will help!

To apply for a loan, please complete the application form. We endeavour to respond to all enquiries within two hours (during business hours, 9:00am-5:30pm). Alternatively you can give us your details over the phone, or ask further questions prior to your application, on 0800 008 6938.

We treat each application individually but in summary we will work with you to gather all the necessary information to present your application to one of our approved panel of funders. We will choose the funder that we think best matches your requirements.

Loans are secured against commercial premises or residential property that you own outright or have a mortgage on, regardless of whether you live in it currently. The amount of equity in your property will need to be enough to support the amount of money you’re looking to borrow. Think carefully before securing other debts against your home.

No, unless you have opted for stepped repayments.  Repayments have a fixed interest rate from start to end so that you can manage your cash flow accordingly. (See Jargon buster for full details of repayment options).

Standing order is the preferred payment method by our funders, however other forms of payment can be considered and will be discussed and agreed during the application process.

Please get in contact with your funder straight away so they can understand your circumstances and agree the best way forward.

You don’t pay anything directly to Ortus, we are remunerated by the funder on a variable commission basis typically a percentage of the advance.

Funder approvals are valid for an initial 30 day period.

Please see our Jargon Buster for more information about the terminology we use.

Got any other questions?

If you cannot find the answers to your questions below, please do not hesitate to contact our business finance advisors on 0800 008 6938 or email us at

As experts in business finance, we will be able to answer any queries you may have.